Money party payment: mobile POS machine for small and micro merchants

The product of Beijing Qianfang Yintong Technology Co., Ltd. (hereinafter referred to as “Qianfang Payment”) is a mobile app card reader, named “Baibaobao”, which is mainly for small and micro merchants without pos machine installed in China. Only 3 million of the 60 million merchants in China have POS machines, and the proportion of merchants that can provide card-sweeping services is small. With the popularity of bank cards, consumers' demand for POS machines will become stronger and stronger, and many small and micro merchants will most likely lose profit opportunities because they do not have POS machines.

The solution for Qianfang's payment is that merchants can connect their smartphones or tablets to their card readers and turn them into a mobile POS machine to provide card-swapping services anytime, anywhere. Its advantage is lower cost than wireless POS and online payment.

Innovative Chinese on-site questions:

Judges: Ordinary POS programs are very cumbersome and have relatively low risks. Even so, some people use POS machines to cash out. Your application barrier is so low, how to solve the problem of cashing out?

Money payment: Although we entered the threshold very low, our later threshold is very high. It is impossible for small and micro-business to brush 100,000 yuan a month, usually concentrated in one place, which is within our control. We have done a lot of work in this area.

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